Unicode entered through IE or Netscape

[Robert Mark Bram]

Hi All!

I have a web application designed to allow non-english characters to be
entered in through a form, held in Access and displayed on another page.

Each of my pages have the following meta tag:
<meta http-equiv="Content-Type" content="text/html; charset=utf-8">

My problem is this: if I go to the data entry page and enter Unicode text in
Netscape, the text displays ok -- in Netscape, not in IE. Conversely, when I
enter Unicode text in IE, the text displays ok -- in IE, not in Netscape.

I have been testing it by copying and pasting text from the Unicode.org page
such as this one for Arabic:
http://unicode.org/standard/translations/arabic.html

Does anyone have any idea why Unicode is being treated differently here?

Thanks for any advice!

Rob